Services Offered

Nelson Allen has the knowledge and experience to advise you on the following loan types

FHA Loan

A mortgage loan provided by a lender approved by the Federal Housing Administration. Since this type of loan is backed by the government, you can put down as little as 3.5% as opposed to the typical 20%. 

VA Loan

A mortgage loan backed by the Veteran’s Association and an excellent alternative to fixed rate loans. Veterans, benefit individuals, and their surviving family can buy homes with little to no down payment and no private contract protections.

Fixed Rate Loan

The most common loan type, a single interest rate with monthly payments for 15 to 30 years. Perfect for permanent homeowners.

Adjustable-Rate Mortgage

These loans offer lower rates than fixed rate loans and usually last five to ten years. Perfect for short-term homeowners and buyers with lower credit scores.

Refinancing Advising

If you need assistance with managing your finances or need to switch your loan type, Nelson Allen will help you make the right choice.

Raw Land/Agricultural Land Lending

This loan type is usually given by banks to purchase a plot of land for agricultural use.

Commercial Land Development

Commercial Land Development loans refers to investing in constructing commercial properties such as stores, appartments, or other businesses.